:root{--phs-midnight:#010E33;--phs-slate:#0F1F2F;--phs-panel:#19314B;--phs-edge:#1E3957;--phs-gold:#F1C137;--phs-amber:#E5C155;--phs-ink:#111111;--phs-light:#F8FAFC;--phs-dim:#CBD5E1;--phs-danger:#F04646;--phs-mint:#10B981;--phs-font:'Noto Sans','Roboto',-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif}*,*::before,*::after{box-sizing:border-box}html{font-family:var(--phs-font);background-color:var(--phs-midnight);color:var(--phs-light);line-height:1.65;font-size:16px;scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;padding:0;background-color:var(--phs-midnight);color:var(--phs-light);overflow-x:hidden}img,svg{max-width:100%;height:auto;display:block}a{color:var(--phs-gold);text-decoration:underline;text-underline-offset:3px;touch-action:manipulation}a:hover,a:focus{color:var(--phs-amber)}.phs-shell{max-width:1120px;margin:0 auto;padding:0 16px}.phs-topbar{position:sticky;top:0;z-index:90;background:rgba(1,14,51,0.96);border-bottom:2px solid var(--phs-edge);backdrop-filter:blur(8px)}.phs-topbar-inner{max-width:1120px;margin:0 auto;padding:10px 16px;display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:66px}.phs-brand-link{display:inline-flex;align-items:center;gap:10px;text-decoration:none;min-height:48px;padding:4px 0}.phs-desk-nav{display:none;align-items:center;gap:6px}.phs-desk-nav a{color:var(--phs-light);text-decoration:none;font-weight:700;font-size:.94rem;padding:12px 13px;border-radius:8px;min-height:48px;display:inline-flex;align-items:center;transition:background .15s}.phs-desk-nav a:hover{background:var(--phs-panel);color:var(--phs-gold)}.phs-top-actions{display:flex;align-items:center;gap:10px}.phs-btn-gold{display:inline-flex;align-items:center;justify-content:center;background:var(--phs-gold);color:var(--phs-ink);font-weight:800;font-size:.95rem;padding:12px 18px;border-radius:9px;text-decoration:none;min-height:48px;min-width:48px;border:2px solid var(--phs-amber);box-shadow:0 3px 12px rgba(241,193,55,0.25);touch-action:manipulation;transition:transform .12s,background .12s}.phs-btn-gold:hover,.phs-btn-gold:focus{background:var(--phs-amber);color:var(--phs-ink);transform:translateY(-1px)}.phs-menu-btn{display:inline-flex;align-items:center;justify-content:center;background:var(--phs-panel);color:var(--phs-light);border:1.5px solid var(--phs-edge);border-radius:9px;min-width:48px;min-height:48px;padding:8px 12px;font-weight:700;font-size:.88rem;cursor:pointer;touch-action:manipulation}.phs-drawer{display:none;background:var(--phs-slate);border-bottom:2px solid var(--phs-gold);padding:14px 16px}.phs-drawer.is-open{display:block}.phs-drawer-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:8px;max-width:1120px;margin:0 auto}.phs-drawer-grid a{display:flex;align-items:center;min-height:48px;padding:10px 14px;background:var(--phs-panel);color:var(--phs-light);text-decoration:none;font-weight:700;border-radius:8px;border:1px solid var(--phs-edge)}.phs-crumb-bar{background:var(--phs-slate);border-bottom:1px solid var(--phs-edge);padding:8px 16px;font-size:.88rem}.phs-crumb-list{max-width:1120px;margin:0 auto;padding:0;list-style:none;display:flex;flex-wrap:wrap;align-items:center;gap:6px;color:var(--phs-dim)}.phs-crumb-list a{color:var(--phs-gold);text-decoration:none;padding:6px 4px;min-height:36px;display:inline-flex;align-items:center}.phs-crumb-list span[aria-current="page"]{color:var(--phs-light);font-weight:700}.phs-main{max-width:1120px;margin:0 auto;padding:24px 16px 48px}.phs-article{background:var(--phs-slate);border:1.5px solid var(--phs-edge);border-radius:14px;padding:22px 18px;box-shadow:0 8px 28px rgba(0,0,0,0.35)}h1{font-size:clamp(1.55rem,4vw,2.25rem);line-height:1.25;color:var(--phs-light);margin:0 0 14px;font-weight:900;letter-spacing:-0.01em}h2{font-size:clamp(1.28rem,3vw,1.65rem);line-height:1.32;color:var(--phs-gold);margin:32px 0 12px;padding-bottom:8px;border-bottom:1.5px solid var(--phs-edge);font-weight:800}h3{font-size:clamp(1.08rem,2.4vw,1.3rem);line-height:1.38;color:var(--phs-light);margin:22px 0 8px;font-weight:800}p{margin:0 0 15px;color:var(--phs-light);font-size:1.02rem}ul,ol{margin:0 0 18px;padding-left:22px}li{margin-bottom:8px;color:var(--phs-light)}.phs-lead-box{background:var(--phs-midnight);border-left:4px solid var(--phs-gold);padding:16px;border-radius:8px;margin-bottom:18px}.phs-hero-grid{display:grid;grid-template-columns:1fr;gap:20px;align-items:center;margin-bottom:22px}.phs-hero-cta-row{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin:16px 0}.phs-ref-disclosure-26774{width:100%;font-size:.82rem;color:var(--phs-dim);margin:6px 0 0;line-height:1.45}.phs-byline{display:flex;flex-wrap:wrap;align-items:center;gap:10px;background:var(--phs-panel);border:1px solid var(--phs-edge);padding:10px 14px;border-radius:8px;font-size:.88rem;color:var(--phs-dim);margin-bottom:20px}.phs-byline strong,.phs-byline a{color:var(--phs-gold);font-weight:700}.phs-jump-nav{background:var(--phs-midnight);border:1px solid var(--phs-edge);border-radius:10px;padding:12px 16px;margin:18px 0}.phs-jump-title{font-weight:800;color:var(--phs-gold);font-size:.9rem;margin-bottom:8px;display:block}.phs-jump-links{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}.phs-jump-links a{display:inline-flex;align-items:center;min-height:40px;padding:6px 12px;background:var(--phs-panel);color:var(--phs-light);text-decoration:none;border-radius:6px;font-size:.86rem;font-weight:600;border:1px solid var(--phs-edge)}.phs-table-wrap{overflow-x:auto;max-width:100%;margin:18px 0;border-radius:10px;border:1.5px solid var(--phs-edge);background:var(--phs-midnight)}table{width:100%;border-collapse:collapse;text-align:left;font-size:.95rem}th,td{padding:12px 14px;border-bottom:1px solid var(--phs-edge);vertical-align:top}thead th{background:var(--phs-panel);color:var(--phs-gold);font-weight:800;white-space:nowrap}tbody tr:nth-child(even){background:rgba(25,49,75,0.45)}.phs-callout{background:var(--phs-panel);border:1.5px solid var(--phs-gold);border-radius:10px;padding:16px;margin:18px 0}.phs-callout-warn{border-color:var(--phs-danger);background:rgba(240,70,70,0.1)}.phs-callout-ok{border-color:var(--phs-mint);background:rgba(16,185,129,0.1)}.phs-card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px;margin:20px 0}.phs-card{position:relative;background:var(--phs-midnight);border:1.5px solid var(--phs-edge);border-radius:12px;padding:14px;display:flex;flex-direction:column;justify-content:space-between;gap:10px;transition:border-color .15s,transform .15s}.phs-card:hover{border-color:var(--phs-gold);transform:translateY(-2px)}.phs-card p a::after{content:"";position:absolute;inset:0;z-index:1;border-radius:12px}.phs-card img{border-radius:8px;aspect-ratio:360/220;object-fit:cover;width:100%}.phs-card-title{font-weight:800;font-size:1.05rem;color:var(--phs-gold);margin:4px 0}.phs-faq-item{background:var(--phs-midnight);border:1px solid var(--phs-edge);border-radius:9px;margin-bottom:10px;padding:4px 14px}.phs-faq-item summary{cursor:pointer;font-weight:800;color:var(--phs-gold);padding:12px 0;min-height:48px;display:flex;align-items:center;justify-content:space-between;touch-action:manipulation}.phs-faq-item p{padding-bottom:10px;margin:0;color:var(--phs-light)}.phs-footer{background:#010920;border-top:2px solid var(--phs-edge);padding:36px 16px 44px;color:var(--phs-dim);font-size:.9rem}.phs-footer-inner{max-width:1120px;margin:0 auto}.phs-footer-nav{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:22px;padding:0;list-style:none}.phs-footer-nav a{display:inline-flex;align-items:center;min-height:48px;padding:8px 14px;background:var(--phs-slate);color:var(--phs-light);text-decoration:none;border-radius:8px;border:1px solid var(--phs-edge);font-weight:700}.phs-badge-row{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin:18px 0}.phs-badge-pill{display:inline-flex;align-items:center;gap:8px;background:var(--phs-slate);border:1px solid var(--phs-edge);padding:8px 14px;border-radius:8px;color:var(--phs-light);font-weight:700;font-size:.84rem}.phs-disclaimer{background:var(--phs-slate);border:1px solid var(--phs-edge);border-radius:10px;padding:16px;line-height:1.6;color:var(--phs-dim);margin-top:16px}@media(min-width:860px){.phs-desk-nav{display:flex}.phs-menu-btn{display:none}.phs-article{padding:34px 38px}.phs-hero-grid.has-media{grid-template-columns:1.15fr .85fr}}